When it's your home, professionalism, precision and persistence matter.
Let us navigate your way to successful claim
When it's your home, professionalism, precision and persistence matter.
Advocating for your Rights, One claim at a time!
Trusted Professionals
The Claim Advocate Group
is here to serve as your Advocate and Licensed Representative throughout your entire claim process, no matter where you find yourself.
- Our role: to provide expert assistance in navigating a time-consuming and over-engineered claims process.
- Our goal: to educate and empower policyholders in their efforts to demand and obtain what their rightfully owed!!
- Our team: consists of experienced Public Adjusters, Advocates and a Network of recovery professionals dedicated to helping individuals and businesses recover from their damages.
- Our value: is in providing the kind of support, expediency, transparency and accountability you would expect when you are truly in good hands.
Our Process:
Advocate
Advocate
Advocate
Once you have an arial view of the maze... you'll understand the value of fighting to the end.
You are owed a full recovery, let our advocates help you fight for it!
Adjust
Advocate
Advocate
Collaboration between professionals with expertise in inspections, remediation, and reconstruction, allow us to adjust for all of your covered damages and submit a comprehensive estimate on your behalf to request everything you are entitled to.
Appraise
Advocate
Appraise
Your initial payment will rarely be enough, let us negotiate the fine-line items that make the difference between coming out-of-pocket and receiving the full extent of your policy coverage.
Our Why:
Personal Experience
Collective Redemption
Collective Redemption
My mother widowed unexpectedly before 65, leaving her without many of the safety nets that one would expect after 30+ years of marriage.
As would be the case with most of us, once the chips settled, the one reminisce of substantial emotional and financial value that remained to safeguard her future was her home.
When Hurricane Irma struck that home, I saw the ease with which the people addressing her claim disregarded the value of what was being discussed.
More importantly I saw the way in which 25 years of hard work and real value were whittled away at, because of an algorithm and a flawed system that allowed for it.
Her carrier offered her a $5k check, which didn't begin to cover the extent of the damages that were contractually owed to her. And I quickly came to realize when getting involved with the process, that that was ALL they intended to pay.
That was, UNTIL, she had someone in her corner who could navigate the complex bureaucracy of a process designed to prevail over her consumer rights and individual dignity.
Having a background in construction, tax litigation and negotiation for many years, I was certain that person would be me. But the more involved I got, the more I realized how little transparency existed in this industry.
I quickly came to realize that even the most educated person could not be expected to make up for such a knowledge gap in the time they are afforded to process a request for their claim.
And because the burden of proof is always on the policyholder, they are bound to be at a disadvantage as they are forced to navigate an opaque claim process and high demands while simultaneously dealing with the physical damages and interruptions affecting their lives.
Eliminating that knowledge-gap came in the form of a Public Adjuster for my mother and me. They were able to quickly pick up where we left off, provide us with the services we needed without coming out of pocket and deliver a settlement over 5x the original payment.
Collective Redemption
Collective Redemption
Collective Redemption
It struck me to not be able to help the most important person in my life protect their most valued asset, their home.
· I realized what it meant to have expert representation and how unaware we all were that:
- this was something afforded to us by our very lawmakers,
- in response to consumer complaints,
- for the very purpose of defending us from our own ignorance when negotiating claims against large insurance carriers, and
- that PA's are required by law to work on contingency at no more than 20%, or 10% during a State of Emergency
To allow policyholders equal and fair representation upfront, only to be paid as a % of anything settlement amounts, they directly obtain.
More importantly, I learned from a study presented by the research arm of the Florida Legislature that on average, claimants who used public adjusters received on average 747% more on like claims after a hurricane (OPPAG 2005).
From that moment forward I became passionate about closing the knowledge gap between policyholders and the claims process. So that they too can preserve and protect the things they value most.
I firmly believe that every underpaid claim chips away at our social contract, where homeownership is understood not only as shelter but as the assurance of future financial and social mobility.
- PA's are licensed professionals with equal or more training than a homeowner or opposing adjuster to expedite a claim within the time constraints and restrictions of your specific policy.
- PA's work solely for you, and on contingency, meaning their efforts and award are directly aligned with your interests alone.
- PA's have been found to secure up to 7x more for their clients, and when it comes to the value of your home every $1 counts.
Let me advocate to ensure your contracts are honored, you've already honored yours.